Bernese Mountain Dog Insurance: A Guide to Coverage and Costs

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Posted Oct 20, 2024

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Beautiful Polish Woman Chooses Impact High Anxiety Dog Crate for Her Bernese Mountain Dog
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Bernese Mountain Dogs are a beloved breed, but they can be prone to certain health issues that can be costly to treat.

The average lifespan of a Bernese Mountain Dog is 6-8 years, which is shorter than some other breeds.

Bernese Mountain Dogs are at risk for hip dysplasia, a condition that can lead to arthritis and mobility issues.

This can result in costly surgeries and ongoing care, which is why insurance is a must-have for Bernese Mountain Dog owners.

Additional reading: Bernese Mountain Dogs Calm

Compare Quotes from Top Providers

Comparing Bernese Mountain Dog insurance quotes from top providers is crucial for ensuring your pup is covered when you need it most. Pawlicy Advisor scans policies for Bernese Mountain Dog-specific exclusions hidden in the fine-print.

Bernese Mountain Dogs are a popular breed, and as such, there are many insurance companies that cater specifically to their needs. You can compare quotes from top providers like TopDog Insurance Companies.

Choosing the right pet insurance company from the start is critically important for both you and your Bernese Mountain Dog. If you choose the wrong provider and go to make a claim, you could find your Bernese Mountain Dog isn't covered when you need it most.

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Some insurance companies specialize in providing quotes for specific breeds, including Bernese Mountain Dogs. This means you can get a quote tailored to your pup's unique needs.

Pawlicy Advisor helps you see which plan would be the best fit for you and your Bernese Mountain Dog. By comparing quotes from top providers, you can make an informed decision and ensure your pup is protected.

Protection

Protection is key when it comes to your Bernese Mountain Dog's health. You can't predict what will happen in the future, and pet insurance is the one thing you can't get when you need it the most.

Pet insurance for Bernese Mountain Dogs costs more than for mixed breed dogs because they're slightly more likely to make claims for hereditary conditions that are expensive to treat.

Getting pet insurance for your Bernese Mountain Dog when they're a healthy puppy is the best time. This ensures you're covered for breed-specific conditions that they're susceptible to, excluding preexisting ones.

Bernese Mountain Dogs are prone to hereditary conditions that can be costly to treat, so having insurance can give you peace of mind.

Common Health Issues

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Bernese Mountain Dogs are prone to certain health issues that can be costly to treat. Hip dysplasia and elbow dysplasia are common problems that can cost between $1,500 and $6,000 if left untreated.

Bernese Mountain Dogs can also be at risk for eye problems, including progressive retinal atrophy, cataracts, and glaucoma. These conditions can lead to blindness and require prompt veterinary attention.

A pet insurance plan can help offset the costs of treating these health issues. In fact, some plans will cover up to 90% of the vet bill.

Common Health Issues

Bernese Mountain Dogs are prone to certain health issues, and it's essential to be aware of them to provide the best care for your furry friend.

Hip dysplasia and elbow dysplasia are common in many breeds, including Bernese Mountain Dogs. These conditions can be costly to treat, with prices ranging from $1,500 to $6,000 if left untreated.

Eye problems are also a concern, with progressive retinal atrophy, cataracts, and glaucoma being the main types. Progressive retinal atrophy is a hereditary disease that can lead to blindness, so it's crucial to ask your breeder about the parents' eye history.

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Von Willebrand's Disease is an inherited bleeding disorder caused by low levels of blood clotting, which can make it difficult to stop bleeding. If you notice bleeding gums or nose bleeds, it's essential to consult with your vet.

Bloat, or gastric torsion, is a life-threatening condition that can develop rapidly in deep-chested large dogs like Bernese Mountain Dogs. If you notice excessive salivating, vomiting without vomit, whining when their abdomen is touched, and a distended stomach, get them to the vet immediately.

Cancer is also a common issue in Bernese Mountain Dogs, with many showing symptoms within their average lifespan of 6 to 9 years. If you notice any unusual behavior, it's always best to consult with your vet.

Here's a summary of the common health issues affecting Bernese Mountain Dogs:

It's essential to be prepared and know the signs of these conditions to provide the best care for your Bernese Mountain Dog.

Berners Shed Heavily

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Berners are BIGTIME Shedders! They develop two coats each year, a thick winter coat and a thinner summer coat.

This heavy shedding is a result of their original breeding as cold-weather mountain dogs.

If you hate the idea of dog hair around the house or if someone in your family has a significant allergy, then Berners are NOT the dog for you.

Additional reading: Bernese Mountain Dog Coat

Reviews and Resources

If you're considering getting insurance for your Bernese Mountain Dog, it's essential to research reputable providers. One place to start is by reading reviews from various pet insurance companies.

AKC Pet Insurance and Nationwide Pet Insurance are two well-known providers with good reputations. You can also check out Embrace Pet Insurance and Trupanion Pet Insurance, which offer comprehensive coverage options.

For Canadian residents, Desjardins Pet Insurance and Sonnet Pet Insurance are two popular options. You may also want to consider Fetch Canada Pet Insurance and Petsecure Pet Insurance, which offer competitive pricing and coverage.

Expand your knowledge: Shih Tzu Insurance

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Some pet insurance companies to avoid include Pet Assure and PetPartners, which have lower ratings from customers. On the other hand, Healthy Paws Pet Insurance and Lemonade Pet Insurance have excellent reviews and are worth considering.

Here are some top pet insurance companies to consider for your Bernese Mountain Dog:

Getting Started

A basic Lemonade pet health insurance policy includes accident and illness coverage, which will help cover the costs of tests, treatments, and medication if your Bernese Mountain Dog has an unexpected accident or illness.

Lemonade's pet insurance plans can cover up to 90% of the vet bill, making it a great option for Bernese Mountain Dog owners.

You can customize your policy to get the coverage your furry friend needs, and add a preventive care package to help keep your pet healthy.

By adding a preventive care package, you'll also get access to live medical chat and be covered for all types of routine care, like annual wellness exams and vaccinations.

A unique perspective: Bernese Mountain Dog Care

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Some common health issues that affect Bernese Mountain Dogs include hip dysplasia and cancer, which can be costly to treat.

Pet insurance can help offset those costs, giving you peace of mind and financial security.

To get started, you can get a quote for the best pet insurance plan for your Bernese Mountain Dog in just a few minutes.

Here are some key things to consider when choosing a pet insurance plan:

Frequently Asked Questions

How much does it cost to own a Bernese Mountain Dog?

The cost of owning a Bernese Mountain Dog includes an initial purchase price of $1,500 to $11,000 and annual upkeep costs of $1,000 to $2,000. Owning a Bernese Mountain Dog requires a significant investment, but it can be a rewarding experience for the right owner.

Mildred Luettgen

Lead Assigning Editor

Mildred Luettgen is a seasoned Assigning Editor with a passion for curating engaging content. With a keen eye for detail and a deep understanding of the publishing industry, she has honed her skills in assigning and overseeing articles across various categories. Mildred's expertise spans topics such as Canine Nutrition Planning, where she has successfully guided writers in crafting informative and accessible pieces for a wide range of audiences.

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